Most people working as full-time or part-time employees get injury coverage from their employers. The scheme is supposed to compensate you for injuries you may incur at work. In return, you forfeit your right to sue your employer for negligence. More so, while the claim process can be straightforward, this isn't always the case, and things can get complicated. Note that the circumstances surrounding an injury are what complicates it. Here are some things you should know about compensation claims and a workers' compensation lawyer's role in your case.
No Compensation for Non-Work-Related Claims
Your injuries will have to be related to your work to receive compensation. For example, you could be eligible for a settlement as a construction worker who gets electrocuted when demolishing a building. On the other hand, you do not qualify if you are an office worker who suffers injuries on a boating trip over the weekend. More importantly, remember that workers' claims have a statute of limitations. So, if the timeframe required to make a claim has elapsed, you might not get compensated. Hence, speaking to a lawyer soon after the accident helps set the process in motion and avoid a denial.
Both Part and Full-time Employees Get Paid
When making a claim, it does not matter whether you are a part-time or full-time employee. Note that you deserve workers' comp insurance if you work for a company with more than four employees. However, the scheme might not cover your injuries if you are a contractor, freelancer, or entrepreneur. In this case, a lawyer can help you determine your employee classification.
You Could Get Additional Cover for Disabilities
You should also follow up on your medical care after the injury. Moreover, if it results in a temporary or permanent disability, the employer should offer more compensation than in cases with minor injuries. For example, injuries to the spine or the loss of a limb could mean losing the ability to perform your duties again. Hence, it limits your ability to return to your current line of work. As such, a workers' compensation lawyer will help you ask for more compensation for the inconvenience.
You Can Get Workers' Compensation and Sue
Most people believe that workers' compensation and liability suits are mutually exclusive. However, if the misconduct by the employer was grossly negligent, you can sue them. In such a case, your lawyer can help you gather and present crucial evidence to ensure maximum compensation. They can also get the court to award punitive damages to ensure no other employee suffers the same fate.
If you have suffered an injury at work, start the claims process by speaking to a trusted and reliable workers' compensation lawyer. They can help you determine how to pursue the claim successfully and the evidence to present to avoid a denial.
Contact a workers' compensation lawyer to learn more.